Southern Illinois Area Credit Union

Share Certificates
Debit Cards
ATM Cards
Money Orders
Teller Checks
Savings Accounts
Checking Accounts
Sub Savings Accounts
Christmas Club Accounts
Visa Cards
Notary Service
Direct Deposit
Payroll Deduction
Night Depository
Home Equity Loans
New & Used Car Loans
Signature Loans
Shared Secured Loans
VISA Gift Cards
Overdraft Courtesy Pay

Membership Eligibility

If you live or work in the following counties you are eligible to join Southern Illinois Area Credit Union.

Clay	Clinton	Edwards	Lawrence	Madison
Marion	Monroe	Randolph	Richland	St. Clair
Wabash	Washington	Wayne	>>

If you work for one of these employers or belong to one of the following:

City of Fairview Heights	Communications Workers Local #4217
Holy Rosary School	IMC Agri Corporation
K & L Metal Fabricator	Laura Buick Pontiac GMC
Local 880 Service Employees International	Marsh Company
Peerless Premier	St. Clair County Housing Authority
St. Clair County Planning Commission	Village of Washington Park
UFCW Local 534	>>

Once you are a member, you may then use the other services of SIACU
Credit Union. SIACU Credit Union has a "once a member, always a member" policy. Once you are a member, family members may also join Southern Illinois Area Credit Union.

Requirements to open a share account:

Deposit and maintain $25.00 (one share) in the account
Valid Drivers license
Social Security card
Proof of residency (piece of mail or something with address on it)

AUTOMOTIVE*

2007-2011** 48mo 36mo 72mo

as low as 3.50% 4.00% 4.50%

2006-2001** 36 mo 48 mo 60 mo

Older than 7 years* 6.25% 4.75% 4.75% 5.25%

BOATS, RV'S & MOTORCYCLES*

2007-2011* 36 mo 48 mo 60 mo

requires 20% down 7.00% 7.00% 7.00%

2006-2001* 36 mo 48 mo 60 mo

requires 20% down 7.50% 7.50% 7.50%

Unsecured Signature Loans* 10.0%

Visa Credit Cards* 8.90%

Cash Aid Loans 15.00% + fee

*Applicant must qualify for above rates.

**A+ credit with monthly auto pmnt



	SIA-CU Newsletter

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