Southern Illinois Area Credit Union

Share Certificates
Debit Cards
ATM Cards
Money Orders
Teller Checks
Savings Accounts
Checking Accounts
Sub Savings Accounts
Christmas Club Accounts
Visa Cards
Notary Service
Direct Deposit
Payroll Deduction
Night Depository
New & Used Car Loans
Signature Loans
Shared Secured Loans
VISA Gift Cards
Overdraft Courtesy Pay

LOAN TYPES:
Auto
Recreational
Home Equity
Unsecured Signature
Visa Credit Card

Unsecured Signature Loans
Unsecured Signature Loans range from $250.00-$5,000.00 Apply Now!

Visa Credit Cards
Our VISA cards offer a low annual rate and no annual fee. A SIACU Savings Account with a minimum $25 balance must be maintained by the primary cardholder. Apply Now!

No annual fees
25-day grace period on all purchases

**All loans and rates subject to qualification.

***Rates subject to change- Call Credit Union for current information.

AUTOMOTIVE*

2010-2014** 48mo 60mo 72mo

as low as 1.99% 1.99% 2.99%

2009-2002** 48 mo 60 mo

2.99% 3.99%

BOATS, RV'S & MOTORCYCLES*

2010-2014* 36 mo 48 mo 60 mo

requires 20% down 7.00% 7.00% 7.00%

2009-2002* 36 mo 48 mo 60 mo

requires 20% down 7.50% 7.50% 7.50%

Signature Loans* 10.0%

Visa Credit Cards* 8.90%

Cash Aid Loans* 15.00% + fee

HOME EQUITY LOANS* CALL FOR RATES AND TERMS

*Applicant must qualify for above rates.

**A+ credit with monthly auto pmnt