Southern Illinois Area Credit Union

Be aware of Phishing Scams:

Beware of anyone that calls and asks you to give them personal information of any kind. This is called Phishing and unfortuantely there are those out there these days that make their money by stealing ours. Make sure you know who you are talking to or that you initiated the need for the information. Be aware also for "money scams" asking you to send back money in exchange for a money order or money gram. You should never have to pay money to receive a winnings or a payment. Call or stop in the office if you have any suspicious incidents that we can help you with.

SIA Cash-Aid Loan

Cash-Aid is designed to give our members an alternative for high cost credit. The purpose is to give the member fair priced credit, a place to learn about finances, an opportunity to break the cycle of payday lending, and provide a way for our members to establish credit. This is a $300.00 (maximum amount) loan with a 6 month repayment plan at a fixed rate of 15%. There is a $20.00 processing fee and there are some requirements to qualify for this quick and simple loan. Stop in or call Margie or Mary today for all of your lending needs.

AUTOMOTIVE*

2007-2011** 48mo 36mo 72mo

as low as 3.50% 4.00% 4.50%

2006-2001** 36 mo 48 mo 60 mo

Older than 7 years* 6.25% 4.75% 4.75% 5.25%

BOATS, RV'S & MOTORCYCLES*

2007-2011* 36 mo 48 mo 60 mo

requires 20% down 7.00% 7.00% 7.00%

2006-2001* 36 mo 48 mo 60 mo

requires 20% down 7.50% 7.50% 7.50%

Unsecured Signature Loans* 10.0%

Visa Credit Cards* 8.90%

Cash Aid Loans 15.00% + fee

*Applicant must qualify for above rates.

**A+ credit with monthly auto pmnt



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