Online bill pay available
Southern Illinois Area Credit Union


Share Certificates
License Stickers
Debit Cards
ATM Cards
Money Orders
Teller Checks
Savings Accounts
Checking Accounts
Sub Savings Accounts
Christmas Club Accounts
Visa Cards
Notary Service
Direct Deposit
Payroll Deduction
Night Depository
Home Equity Loans
New & Used Car Loans
Signature Loans
Shared Secured Loans
Traveler's Checks
VISA Gift Cards
Overdraft Courtesy Pay
 


Membership Eligibility


If you live or work in the following counties you are eligible to join Southern Illinois Area Credit Union.

Clay Clinton Edwards Lawrence Madison
Marion Monroe Randolph Richland St. Clair
Wabash Washington Wayne >>

If you work for one of these employers or belong to one of the following:

City of Fairview Heights Communications Workers Local #4217
Holy Rosary School IMC Agri Corporation
K & L Metal Fabricator Laura Buick Pontiac GMC
Local 880 Service Employees International Marsh Company
Peerless Premier St. Clair County Housing Authority
St. Clair County Planning Commission Village of Washington Park
UFCW Local 534 >>

Once you are a member, you may then use the other services of SIACU
Credit Union. SIACU Credit Union has a "once a member, always a member" policy. Once you are a member, family members may also join Southern Illinois Area Credit Union.

Requirements to open a share account:

  • Deposit and maintain $25.00 (one share) in the account
  • Valid Drivers license
  • Social Security card
  • Proof of residency (piece of mail or something with address on it)
 
AUTOMOTIVE*
2005-2009* 36 mo 48 mo 60mo
as low as 4.50% 4.50% 4.50%
2001-2004* 36 mo 48 mo 60 mo
Older than 7 years* 5.50% 4.50% 4.50% 4.50%
BOATS, RV'S & MOTORCYCLES*
2005-2009* 36 mo 48 mo 60 mo
7.00% 7.00% 7.00%
2001-2004* 36 mo 48 mo 60 mo
7.50% 7.50% 7.50%
Unsecured Signature Loans* 10.0%
Visa Credit Cards* 8.90%
Home Equity Line of Credit* prime +1
*Applicant must qualify for above rates.
*after .25% discount for auto payment
 

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4384 North Illinois Street
Swansea, Illinois 62226
(618) 234-5021
Fax: (618) 234-5023
Lobby & Drive-Up Hours:
Days Lobby Drive-Up
Mon-Fri: 9am - 6pm 8am - 6pm
Sat: 9am - 1pm 9am - 1pm

Visa Debit Cards and Traveler's Checks

TeleCheck Electronic Commerce

Credit Union National Association

National Credit Union Administration

Support Our Troops - American Red Cross

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